Marginr Research
Marginr Research · Applied Research Note
Your whole practice, read by hand.
The engine showed what may be worth checking. I verify the statement signals against source documents, read what automation cannot establish, and rank supported actions by dollars and effort.
One payment. We confirm $5,000 a year or refund the fee.
The free check computes. The audit verifies.
The free check finds the signal. The Full Margin Audit proves it from the documents and turns it into an ordered plan.
The free Marginr check
Built from statement lines you review
Fast, private and useful for finding the shape of a possible problem.The Full Margin Audit
Built from the documents behind the figures
A manual operating read for owners ready to act on the result.Five statement checks
Practice context
Leak estimate
Detailed operating read
Finance and lease outflow
Implementation plan
A ranked operating brief. Not another dashboard.
Your report names the leak, shows the source line, prices the annual drag and tells you what to do first.
Verified findings
Every number tied back to the P&L, PMS export, loan statement or fee schedule it came from.
Fixes in payback order
Largest recoverable dollars first, with effort and owner beside each action.
A handover that survives the call
Written for you and your office manager, then checked again after 30 days.
Effective merchant rateSource: processor statement · above band
3.1% · ≈ $6,200 / yrSupply share of collectionsSource: P&L + collections · above band
7.4% · ≈ $9,800 / yrA/R over 90 daysSource: PMS aging export · action required
≈ $4,300 at riskOne intake. One read. One month to act.
- TodayStart
Receive the intake instructions
Reply with your 12-month P&L, PMS exports, current loan statements and monthly rent. Business files only; never patient records.
- ≤ 14 daysFiles received
I rebuild the picture
I verify the five statement signals, test the splits a group average can hide, and separate owner-only actions from the wider negotiation tier.
- ≤ 3 weeksReport delivery
Walk through the order of operations
You receive the written report and a 45-minute walkthrough of the findings, practical actions and owners.
- 30 days after callFinal check
Check what moved
We review what changed, what remains open and which action still needs an owner.
Missing a file? Send what you have. The intake email tells you exactly where each export lives.
Paul-Matthieu Castro
The person behind the engine and the person reading the audit
I spent three years running an agency and defending its margins, then worked on large corporate financing mandates at Raiffeisen Bank International. I built Marginr at emlyon so independent dental groups can read operating numbers with the same discipline a bank brings to a financing file. Every paid audit is still read by me.
Finance research at emlyon
Raiffeisen CIB
3 years as an operator
Find the first $5,000.
Founding release: 10 audits.
The Full Margin Audit
Founding cohort- Manual source-document auditStatement signals rebuilt and verifiedIncluded
- Deep reads the form cannot doLocations, payer mix, A/R, fees, debt and leasesIncluded
- Ranked written reportSource, dollars, action and owner for every findingIncluded
- Walkthrough + 30-day follow-up45 minutes now, one implementation check laterIncluded
3 of 10 founding spots claimed7 remain
No free check is required. We will use this address for the paid-audit confirmation only.
Already ran the free check? We can carry your result into checkout.
Confirmed means a source document supports the amount and there is a practical action available.
One payment · report, call and follow-up included · business-only financial files · never patient data
Before you send the files.
Is this just the free check with more pages?
No. The free check screens five owner-actionable statement areas. The Full Margin Audit reads the underlying documents, verifies supported findings, and examines locations, schedules, receivables, agreements and financing terms that the automated check cannot establish.
What exactly do I need to send?
A 12-month P&L with monthly columns, PMS exports for production and collections by carrier, A/R aging and fee schedule, your current loan statements, and monthly rent. If something is missing, send what you have.
Does this replace my accountant or CFO?
No. It is an operating margin review, not accounting, a valuation or financial advice. It gives you a sourced list of questions and actions to take back to the people who run the practice with you.
What happens if you cannot confirm $5,000?
If source documents and practical actions do not support at least $5,000 a year in recoverable margin, email us and the $500 fee is refunded in full.